Benefits and Tax Credits

Benefits and Financial Support   Explanation and details of benefits  from Directgov   EntitledTo   An independent site offering on-line calculation of your entitlement to benefits.   Job Centre Plus   Web site for the Job Centre Plus   Tax Credits from Her Majesty’s Revenue and Customs   For information on Tax Credits   Tax Credit Casualties   Campaigning we site set up to support people affected by overpayment of Tax Credits. Lots of useful information.

Consumer Goods and Services

Consumer Direct   Excellent government site giving advice on consumer issues   Consumer Rights on the Directgov site   Basic Consumer rights plus contacts for Trading Standards and Office of Fair Trading   Consumer Focus   The independent consumer organisation fighting fuel poverty.   National Consumer Council   Home page for the National Consumer Council   Office of Fair Trading   National site for the Office of Fair Trading

Debt

Business Debt Line   Independent, free advice on debt and cashflow problems for the self employed   Consumer Credit Counselling Service   Charity providing confidential, free debt advice to induviduals/families in financial distress.   Credit Action   A National money education charity with information about managing your money   Ways out of debt on the Directgov site   Good discussion of ways to get out of debt with useful links   UK and Insolvency Helpline   Home page of the UK Insolvency Helpline. A wealth of information on all aspects of debt and insolvency issues. This includes information on personal and business debts; discussion of options; how to handle tax debts and information on mortgages.   Debt Questions   Independent site giving impartial advice on debt   Experian UK   Information about creditor information and reports held by Experian   Insolvency Service   Website for the Official receiver; contains definitive information on Bankruptcy and Individual Voluntary Arrangements   National Debtline   National, free service for people with debt problems. Useful set of fact sheets.   Payplan   Free debt advice and debt management plans. Offer Individual Voluntary Arrangements with no upfront fees.

Education

Depart for Education and Skills   Home page for the Department of Education and Skills   Education and Learning   Useful section of the DirectGov website