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Benefits and Tax Credits

Benefits and Financial Support   Explanation and details of benefits  from GOV.UK   Job Centre Plus   Web site for the Job Centre Plus   Tax Credits from Her Majesty’s Revenue and Customs   For information on Tax Credits   Turn2us   An independent site offering on-line calculation of your entitlement to benefits.

Consumer Goods and Services

Adviceguide   Comprehensive advice on consumer issues   Consumer Focus   The organization championing consumer’s rights   Office of Fair Trading   National site for the Office of Fair Trading

Debt

Business Debt Line   Independent, free advice on debt and cashflow problems for the self employed   StepChange previously CCCS   Charity providing confidential, free debt advice to induviduals/families in financial distress.   Credit Action   A National money education charity with information about managing your money   Ways out of debt on the GOV.UK site   Good discussion of ways to get out of debt with useful links   Experian   Detailed information on Credit Reference Agencies and Reports including impact of IVAs and Bankruptcy   Debt Questions   Independent site giving impartial advice on debt   Experian UK   Information about creditor information and reports held by Experian   Insolvency Service   Website for the Official receiver; contains definitive information on Bankruptcy and Individual Voluntary Arrangements   National Debtline   National, free service for people with debt problems. Useful set of fact sheets.   Payplan   Free debt advice and debt management plans. Offer Individual Voluntary Arrangements with no upfront fees.

Education

Depart for Education   Home page for the Department of Education   Education and Learning   Useful section of the DirectGov website